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Some
insurers require the installation of approved alarm and/or minimum security
fittings as a condition of a home insurance policy. Check whether this
applies to your home insurance policy. You may qualify for a discount
from the premium if you already have good levels of security. Outside
doors should have deadlocks which at least conform to BS3621. These locks
can only be opened by key. Doors which you usually lock from the inside
- for example the front door of your property - should also be fitted
with bolts. Locks and bolts are only as strong as the door and the frame
to which they are fitted. So check the woodwork and replace it if it is
at all weak or rotten. Double doors should have bolts (preferably security
bolts with removable keys) at the top and bottom of both doors as well
as a lock. On patio doors, additional security locks should be fitted
to stop the slicing frame being lifted off the tracks. The sliding leaf
of patio doors should be fitted on the inside.
Most burglaries are through windows. Key operated locks should be fitted to all accessible windows - those on the ground floor and those near drainpipes and flat roofs. These locks are inexpensive to buy and easy to fit. Going Out A burglar can be in and out of your home in two minutes. So always shut and lock all windows - however short a time you are going to be away. Don't forget garages and sheds - they contain valuable items and tools useful to a burglar. Don't make it obvious that you are away - cancel the milk and newspapers. Ask a neighbor to keep an eye on your home, taking in any packages and removing mail from your letterbox. List your valuable items with serial numbers and a short description. Take photographs or videos of items such as jewelery and keep them with your policy. You will have a better chance of getting your property back after a burglary. Mark your property with a property marking kit. Use your postcode and the number of your house. This will help the police to return your property to you.
Advice on property marking can normally be obtained from your local police station. If you are considering installing an alarm get advice from your insurers first, before buying one. Many insurance companies insist that the installation of alarms is carried out by companies registered with the National Approval Council for Security Systems (Queens gate House, 14 Cookham Road, Maidenhead, Berkshire, SL6 8AJ). Most alarms only warn that someone has already broken in. Get involved in a neighborhood watch scheme - or help to set up one. Your local police can give you details and assistance normally. You could make saving on your cover if you are part of a neighborhood watch scheme. UK home insurance policies differ in the cover they provide and in their acceptance terms and conditions. The information contained on this site is of a general nature - for detailed information you will have to read your policy documentation or consult your insurance advisor when you take out cover.
Most burglaries are through windows. Key operated locks should be fitted to all accessible windows - those on the ground floor and those near drainpipes and flat roofs. These locks are inexpensive to buy and easy to fit. Going Out A burglar can be in and out of your home in two minutes. So always shut and lock all windows - however short a time you are going to be away. Don't forget garages and sheds - they contain valuable items and tools useful to a burglar. Don't make it obvious that you are away - cancel the milk and newspapers. Ask a neighbor to keep an eye on your home, taking in any packages and removing mail from your letterbox. List your valuable items with serial numbers and a short description. Take photographs or videos of items such as jewelery and keep them with your policy. You will have a better chance of getting your property back after a burglary. Mark your property with a property marking kit. Use your postcode and the number of your house. This will help the police to return your property to you.
Advice on property marking can normally be obtained from your local police station. If you are considering installing an alarm get advice from your insurers first, before buying one. Many insurance companies insist that the installation of alarms is carried out by companies registered with the National Approval Council for Security Systems (Queens gate House, 14 Cookham Road, Maidenhead, Berkshire, SL6 8AJ). Most alarms only warn that someone has already broken in. Get involved in a neighborhood watch scheme - or help to set up one. Your local police can give you details and assistance normally. You could make saving on your cover if you are part of a neighborhood watch scheme. UK home insurance policies differ in the cover they provide and in their acceptance terms and conditions. The information contained on this site is of a general nature - for detailed information you will have to read your policy documentation or consult your insurance advisor when you take out cover.